Owner Scorecard


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An industry chapter · Payments & Transaction Processing

Payments & Transaction Processing

2 members, EEFT to LSAK, A to Z by ticker.

Gross profitability
median 18% — gross profit as a share of total assets, each member's median across its readable years; read on 2 of 2 members
Capital intensity
median 2.6% — capital expenditure as a share of revenue, each member's median across its readable years; read on 2 of 2 members
Net cash
0 of the 2 members with a readable debt line hold more cash and short-term investments than total debt

Figures describe the list as a group, from each member's own filed record; they name no member and form no rank. A member missing an input is absent from that median, never counted against the others.

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EEFT Euronet Worldwide Inc.

Euronet is a leader in electronic payment and transaction processing solutions for Financial Institutions, Retailers, Service Providers, and Individual Consumers utilizing our global payments network, platforms, and technologies.

Owner earnings 2017–2025 $189M$285M$373M$156M$314M$644M$549M$616M$434M

Retained capital Retained $1.0B of earnings over 2017–2025; annual owner earnings grew $251M, $0.24 per $1 retained.

Balance sheet Modest net debt, $981M

LSAK Lesaka Technologies Inc.

Lesaka enables underserviced consumers and businesses in the southern cone of Africa to manage their daily financial activities in a better way, improving people's lives and increasing financial inclusion in the markets in which we operate.

Owner earnings 2016–2025 $81M$86M$123M($14M)($52M)($63M)($42M)($16M)$16M($26M)

Retained capital Paid out $483M more than it earned over 2016–2025; annual owner earnings fell $105M.

Balance sheet Net debt against an operating loss, $124M · buybacks at an average near $973

The same four lines for every member, in strict ticker order; a figure that could not be read renders as "not read," never as a mark against the record beside it. The header describes the list and names no member; the entries carry no ranking and form no score. What a chapter cannot carry — understanding of the business, and a price — is yours.