Owner Scorecard


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SHAZ, SharonAI Holdings Inc.

IT Services & Consulting asset-light Unprofitable

SharonAI Holdings, Inc. is an Australian neocloud operator, purpose-built to power the next generation of artificial intelligence and high-performance computing.

Through strategic partnerships with global technology leaders NVIDIA, NEXTDC Limited ( NEXTDC '), Cisco Systems Inc.

Latest annual: FY2025 10-K
SHAZ · SharonAI Holdings Inc.
I

The business

What it sells, where the money comes from, the kind of company it is.

Revenue · FY2025
$2M
+257.4% YoY
Vital signs · TTM
Cash & investments $173M
Cash burn · annual $9M
Runway 10+ yrs
Gross margin −9%

The business in brief

read the 10-K →

What this business is and what moves its needle, from its own SEC filings.

Situation
Unprofitable. No meaningful revenue yet; the record is the cash on hand against the burn.
What moves the needle
Retention and the cost of growth. What decides it: whether customers expand rather than churn, how much of revenue is spent winning the next one, and whether software's gross margin holds as it scales. On its own account, the filing leans hardest on customer concentration, set against the numbers in what the filing emphasizes, below.

Every line is arithmetic on the company's filings, shown in full in the sections below.

II

The record

Ten years of arithmetic, read across the cycle.

Net income is the accountant's number; owner earnings is the cash an owner could take out. The walk between them, off the cash-flow statement, and whether the gap is widening or holding.

In fiscal 2025 the business earned ($5M) of owner earnings, the operating cash left after the $2M it takes just to hold its position. It put $9M more into growth; free cash flow, after that spending, was ($14M).

FY2025FY2024
Reported net income($40M)($4M)
Depreciation & amortizationnon-cash charge added back+$2M+$566K
Stock-based compensationreal costnon-cash, but a real cost+$2M+$254K
Working capital & othertiming of cash in and out, other non-cash items+$33M+$879K
Cash from operations($3M)($2M)
Maintenance capital expenditurethe spending needed just to hold position and volume−$2M−$566K
Owner earnings($5M)($3M)
Growth capital expenditurediscretionary; spent to get bigger, not to stand still−$9M−$2M
Free cash flow($14M)($5M)
Owner-earnings marginowner earnings ÷ revenue-299%-632%

Owner earnings is the cash an owner could pull out without starving the business: operating cash less the maintenance capital it must spend to hold its position (here about $2M, roughly its depreciation, the rate its assets wear out). The other $9M of its capital spending is growth it chose, not upkeep it owed; charged only with the maintenance it must do, the business earns well more than the year's free cash flow shows. The cash-flow statement also adds stock comp back as non-cash, but it is a real cost paid in shares; counted as the expense it is (less $2M), owner earnings is nearer ($6M).

Maintenance capex is estimated as depreciation where a growing business invests above it; free cash flow is the figure the scorecard's free-cash margin reads.

III

Quality & stewardship

Returns, the balance sheet, capital allocation, and pay.

Owner’s Scorecard

FY2025 10-K · source on SEC EDGAR →

Will it survive?

  • Does not cover its interest
    Operating income ($14M) ÷ interest expense $253K
    What this means

    A full year of operating profit didn't cover the interest bill. This is the zombie zone: the business depends on refinancing, asset sales, or forbearance to service its debt.

  • Net cash, debt-free
    Cash $71M − debt $0
    What this means

    Cash and short-term investments exceed every dollar of debt by $71M, on net the company owes nothing, and can act from strength when others can't. Net debt is the leverage figure that matters: the cash is already set against the debt. Strategic or illiquid investments aren't counted here.

  • Negative, funded by others
    DSO 10 + DIO 0 − DPO 855 days
    What this means

    Days cash is tied up between paying suppliers and collecting from customers. A negative cycle is a quiet moat: suppliers and customers fund the operation (Buffett's “float”), the company grows on other people's money. (Little or no inventory, a services / asset-light model, so the inventory leg is ~0.)

Is it a good business?

  • Not enough data
    Industry peers: median -35%
    What this means

    The filing data didn't include the inputs for this check.

  • Consumes cash
    Owner earnings ($5M) = operating cash ($3M) − maintenance capex $2M
    Industry peers: median -612%
    What this means

    What an owner could take out without starving the business: operating cash less the maintenance capital it must spend to hold its position — Buffett's owner earnings. That's -299% of revenue this year. It chose to put $9M more into growth, so free cash flow this year was ($14M) — the gap is investment, not weakness. Treating stock comp as the real expense it is (less $2M of SBC) leaves ($6M).

  • Loss, and burning cash
    Net income ($40M) · cash from operations ($3M)
    What this means

    The company reported a net loss, so a conversion ratio isn't meaningful. What matters then is whether operations still threw off cash, here, they did not.

How is the cash used?

  • Not enough data
    What this means

    The filing data didn't include the inputs for this check.

  • Investing or harvesting? 5.34×
    Expanding
    Capex $11M ÷ depreciation $2M
    What this means

    Descriptive, not a grade. Above ~1× means investing faster than assets wear out (growth, or, sustained for years, today's earnings carrying less depreciation than tomorrow's will). Below means spending less than it's wearing out (efficiency, or a melting asset base). The ratio won't tell you which; the filings will.

Graham’s defensive tests · 0 of 2 met

Graham’s numerical criteria for the defensive investor (The Intelligent Investor, ch. 14), run on the filings. A floor of safety, not a buy signal; many fine modern businesses fail his strictest liquidity rules by design.

  • Adequate size Miss
    Revenue ≥ $2B · $2M
    What this means

    Big enough to weather a storm. Graham's 1972 floor was ~$100M of sales (≈ $700M today); we use a $2B revenue line as a conservative modern stand-in.

  • Strong liquidity Miss
    Current ratio ≥ 2× · 0.63×
    What this means

    Current assets at least twice current liabilities, near-term bills covered without touching the business. Strict by design: many cash-rich modern firms run leaner and miss it, holding their cushion in longer-dated securities.

  • Moderate price
    P/E ≤ 15 and P/E × P/B ≤ 22.5 · decided by the price
    What this means

    Graham's valuation gate, the wall he kept between a sound business and a sound investment. Three-year average earnings are $-1.56/share (latest year $-2.84), the averaged base the calculator's gate runs on, and book value is $-0.73/share. Enter a price in “What the price implies” just below for the P/E, P/B, and whether it clears. But this is the rule Buffett outgrew: there's no hard P/E law, and a wonderful business can deserve a far richer multiple if the thesis holds, treat it as the bargain-hunter's floor, not a verdict on the price.

Does AI threaten the moat?

Elevated contestability

The product is software or information, the very thing capable AI now produces more cheaply, so the moat is more contestable than the record alone implies.

In its own filing Named as a competitive risk

Its FY2025 10-K names artificial intelligence as a competitive threat.

“As with many disruptive innovations, AI presents risks and challenges that could affect user perception and its adoption.”

AI has collapsed the cost of building a capable substitute for the very thing this business sells. When a credible alternative can be assembled for a fraction of the incumbent's price, it is pricing power that erodes first, not revenue tomorrow. The live question is whether the moat survives that, not whether it held in the past. Whether that question is answerable at all is yours to decide, against your own circle of competence.

Read from the filing's own risk factors, paired with the industry's structure under its SIC code; the durability is read above, the price below.

All figures as filed; the source filing is linked above.

Current Position

as of the latest quarter, Mar 31, 2026

Can the business pay what it owes this year, off the freshest balance sheet: the quality of the assets, the debt actually coming due, and what a low ratio means here.

Current assets$231M
  • Cash & short-term investments$173M
  • Receivables$571K
  • Other current assets$57M
Current liabilities$221M
  • Accounts payable$21M
  • Other current liabilities$200M
Current ratio1.04×all current assets ÷ what's due · Graham looked for 2×
Quick ratio1.04×stricter: inventory excluded
Cash ratio0.78×strictest: cash alone against what's due
Working capital$9Mthe cushion left after near-term bills
Cash runway8.8 yrsthe business is consuming cash; this is how long the cash on hand lasts at that rate
Revenue, latest quarter vs. a year ago−9.6%the freshest read on whether the business is still growing
Current ratio, recent quarters5.4× → 1.0×
Deeper floors
Tangible book value$69Mequity stripped of goodwill & intangibles
Net current asset value$5MGraham's net-net: current assets less all liabilities

From the company's latest filing.

Management, ownership & pay

From the proxy: how much of the business the people running it own, and how they are paid.

  • Stock-based compensation$2M

    The slice of the business handed to employees in shares this year, 112% of revenue. Buffett's oldest accounting fight: this is compensation, compensation is an expense, real whether or not the headline earnings admit it. One trap: the cash-flow statement adds SBC back, so the operating cash, and the owner earnings drawn from it, are flattered by exactly this amount; counted as the cost it is, what an owner keeps is lower.

What an owner would ask, FY2025

read the 10-K →
  • Which reported numbers are a judgment call?
    Management names Acquisitions, Stock compensation as critical estimates

    each rests partly on management's judgment; the filing's note sets out the assumptionsverify →

The questions the record and the charts do not answer on their own; each carries the figure and the place to look.

Peers, IT Services & Consulting

The same industry, side by side on owner economics. Each figure is a through-cycle median, so a peak or trough year can’t distort it; the group median at the foot is the line to read each against.

CompanyRevenueGross marginOp. marginROICOwner earn. margin
BMBLBumble Inc.$966M71%-14.5%-6%
MNTNMNTN Inc.$290M77%8.3%20%
RGTIRigetti Computing Inc.$7M65%-733.7%-61%-612%
KDKKodiak AI Inc. Common Stock$4M-413.3%-363%
AURAurora Innovation Inc.$3M-1807.5%-37%-758%
PHUNPhunware Inc.$3M51%-175.0%-124%-161%
SHAZSharonAI Holdings Inc.$2M6%-880.0%-299%
QUBTQuantum Computing Inc.$682K38%-7409.9%-32%-5535%
Group median58%-573.5%-487%
IV

The price

What a price has to assume.

What the price implies

reverse-DCF

SharonAI Holdings Inc. is profitable, but owner earnings are negative this year because capital spending currently outruns operating cash, a build-out, so the owner-earnings reverse-DCF has no positive base to grow. We read the price from both ends instead: type a price to see the steady-state profitability it demands, then set the mature margin you would believe and weigh the two against each other. Nothing leaves your browser unless you enter it in your notebook.

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The assumptions

Enter a price to run it.

Owner earnings it must reach
Margin the price demands
Owner-earnings margin today−1286%

Two reads of one future. From your price: the owner earnings the company must reach, valued at a mature multiple and discounted back at your rate, expressed as the margin it implies on revenue grown at your rate. From your belief: the mature margin you would credit, set on the dial above. When the margin the price demands runs above the one you would believe, you are paying for a future taken on faith. For a deep cyclical at a trough, normalized through-cycle earnings are the better lens; this mode is for the genuinely unprofitable, and for the profitable business whose capital spending currently outruns its cash.

Cite: Owner Scorecard, "SharonAI Holdings Inc. (SHAZ), the owner's record," https://ownerscorecard.com/c/SHAZ, data as of 2026-07-09.

Manual order: ← SHAK its page in the Manual SHBI →

Industry order: ← RNG the IT Services & Consulting chapter SJ →