Consumer Finance
22 companies across the library’s three pools, one row each. The columns are the line items this kind of business is read on; each header names its basis, and the margins and returns are medians over each company’s readable record — the through-cycle level, never one year’s print. Rows open largest first by latest-year revenue, and every column sorts both ways — the re-ordering is the reader’s own act, and a sorted view keeps its order in the address bar. The company stays in view as the columns scroll. A dash is a figure that could not be read; n/a is one that does not apply to that member; both sit at the back of a sorted column.
From the latest filings · data as of July 9, 2026.
As a group: median revenue $1.8B; median net interest income $210M; median deposits $64.0B; median net income $122M; median return on tangible equity 25.7%; median tangible equity $578M. Medians of this table’s own columns, over the members each applies to · data as of July 9, 2026.
| latest fiscal year, USD | latest fiscal year, USD | latest fiscal year, USD | latest fiscal year, USD | median over the record | equity − goodwill − intangibles · latest FY, USD | ||||
|---|---|---|---|---|---|---|---|---|---|
| DFS | Discover Financial Services | Consumer Finance | $17.9B | $14.3B | $107.0B | $4.5B | 25.7% | $17.7B | |
| ALLY | Ally Financial Inc. | Consumer Finance | $7.9B | — | $151.6B | $852M | 7.9% | $15.3B | |
| OMF | OneMain Holdings Inc. | Consumer Finance | $4.9B | $4.2B | — | $783M | — | $1.6B | |
| ENVA | Enova International Inc. | Consumer Finance | $3.2B | ($76M) | — | $308M | 32.9% | $1.1B | |
| CACC | Credit Acceptance Corporation | Consumer Finance | $2.3B | — | — | $424M | 28.1% | $1.5B | |
| SLM | SLM Corporation | Consumer Finance | $2.0B | $1.5B | $21.1B | $745M | — | $2.4B | |
| SLMBP | SLM Corp | Consumer Finance | $2.0B | $1.5B | $21.1B | $745M | — | $2.4B | |
| ATLC | Atlanticus Holdings Corporation | Consumer Finance | $2.0B | $210M | — | $122M | 41.5% | $578M | |
| ATLCL | Atlanticus Holdings Corp | Consumer Finance | $2.0B | $210M | — | $122M | 41.5% | $578M | |
| ATLCP | Atlanticus Holdings Corp | Consumer Finance | $2.0B | $210M | — | $122M | 41.5% | $578M | |
| ATLCZ | Atlanticus Holdings Corp | Consumer Finance | $2.0B | $210M | — | $122M | 41.5% | $578M | |
| FCFS | FirstCash Holdings Inc. | Consumer Finance | $1.7B | — | — | $330M | 49.0% | $22M | |
| EZPW | EZCORP Inc. Class A Non Voting | Consumer Finance | $1.3B | ($27M) | — | $110M | 9.4% | $642M | |
| PRAA | PRA Group Inc. | Consumer Finance | $1.2B | ($252M) | — | ($305M) | 13.7% | $948M | |
| AFRM | Affirm Holdings | Consumer Finance | $1.1B | — | — | $52M | -23.7% | $2.5B | |
| RM | Regional Management Corp. | Consumer Finance | $646M | — | — | $44M | 13.1% | $341M | |
| JCAP | Jefferson Capital Inc. | Consumer Finance | $613M | — | — | $188M | 45.3% | $412M | |
| WRLD | World Acceptance Corporation | Consumer Finance | $585M | — | — | $35M | 12.9% | $339M | |
| LPRO | Open Lending Corporation | Consumer Finance | $93M | — | — | ($4M) | 2.5% | $75M | |
| ECPG | Encore Capital Group Inc | Consumer Finance | $88M | $28M | — | $257M | 58.3% | $440M | |
| ORBS | Eightco Holdings Inc. | Consumer Finance | $33M | ($5M) | — | ($262M) | -61.7% | $188M | |
| TROO | TROOPS Inc. Ordinary Shares | Consumer Finance | $17M | $93K | — | ($28M) | -22.4% | $35M |
Every figure is recomputed from the company’s own SEC or EDINET filings, the same way as on its page; the columns name facts, weigh nothing, and form no rank.